Plans That Protect the Lifestyle You’ve Become Accustomed To

Avery Insurance identifies changes in your personal lifestyle that affect your insurance needs. You don’t have the time and patience for someone selling one policy for this and another policy for that. We build a customized plan that meets your needs today and adapts to your changing lifestyle.

When you become an Avery Insurance client - which by definition means you are under our care and protection - we take the time to uncover any and all of your unique insurance needs, then design a personal plan for your lifestyle. Taking the time to customize a plan that fits you and your situation - today and tomorrow - means you enjoy a level of care that no competitor can duplicate.

The Avery Insurance Difference:

• Annual Reviews—a detailed client survey identifying your specific insurance needs and matching them to a carefully selected group of financially sound insurance companies.
• Prompt Accurate Quotes—your time is valuable and when you need information or a quote you want it as soon as possible. On-line capabilities to most of our carriers allow us to get your quotes directly, without the delay of a 3rd party.
• Market Insurance Program—we track the insurance market like an investor tracks the markets. Your coverage is shopped to ensure you get the best coverage for the best value.
  
• Claims Assistance—for your convenience and service call us when you have a claim. We’ll help you every step of the way.
  

Personal Coverage

Avery Insurance offers you a wide range of coverages only from financially sound and highly rated companies. We offer you multiple providers to match the protection required to the company best suited for your needs. Your customized plan gives you the peace of mind that you’re getting value and the right protection for the lifestyle you’ve become accustomed to.

Our personal coverage plans include:

• Home Owner’s—a multiple line insurance policy protecting your home against property and liability exposure. We also have Second and Seasonal Home coverages, Condominium, Manufactured and Island Home coverages.
• Higher Value Homeowner—your high value home is different and so it requires special levels of coverage. High Value Homeowner’s is a multiple line policy providing extensive property and liability coverage on your home.
• Renter's—a homeowner’s policy designed for the property and liability needs of a person in a rental unit.
  
• Automobile—insurance protecting you and your family from automobile liability and/or physical damage losses to other automobiles.
• Motorcycle—insurance protecting you for motorcycle liability and/or physical damage losses.
• Antique Automobile—this is special coverage that covers the unique exposures for antique automobiles.
• Watercraft—not just boats but all watercraft. Insurance policies to cover liability and/or physical damage exposures resulting from watercraft.
• Recreational Vehicles—special insurance to handle the unique exposures for recreational vehicles like motor homes, all terrain vehicles, water craft, snowmobiles and trailers.
• Flood Insurance—covers the loss from flood damage not covered in your regular homeowner’s policy. Pays for damages even if the flooded area is not declared a disaster area.
• Jewelry & other Personal Items—an additional insurance coverage that is specifically limited to items that are excluded under your Homeowner’s Policy.
• Umbrella Liability—a policy designed to provide protection against catastrophic losses. It is generally written over various primary liability policies, such as the Homeowner's, Automobile, Watercraft and Recreational Vehicle policies.